1. About Sustainable Market Women Foundation

Sustainable Market Women Foundation (“SMWF,” “we,” “our,” or “us”) is a nonprofit organization committed to building sustainable economic systems for market women through access to finance, skills development, market infrastructure, and fair market opportunities.

By accessing this website or making a donation, you agree to these Terms & Conditions.

2. Use of Our Website

You agree to use this website for lawful purposes only.

• Do not attempt to disrupt site functionality or security
• Do not submit false, misleading, or fraudulent information
• Do not access systems or data without authorization

SMWF reserves the right to restrict or terminate access if misuse occurs.

3. Donations & Payment Processing

Donations made through this website are processed securely via third-party, PCI-compliant payment providers. SMWF does not store your full credit or debit card information.

Upon successful processing, a confirmation receipt is sent to the email address provided at checkout.

4. Program-Directed Giving

By default, donations support SMWF’s mission as a whole. When a donor selects a specific program, SMWF makes every reasonable effort to direct funds accordingly.

If a selected program becomes unavailable, fully funded, or impractical, SMWF may reallocate funds to closely aligned initiatives to ensure donor intent and maximum charitable impact.

5. Refund & Dispute Policy

Donations are generally non-refundable because they are applied immediately toward charitable work.

Refunds may be considered only in cases of:

• Duplicate transactions
• Processing errors
• Unauthorized or fraudulent charges

Refund requests must be submitted within 14 days of the transaction date.

6. Privacy & Data Protection

SMWF collects only the information necessary to process donations, issue receipts, maintain nonprofit records, and communicate mission-related updates.

We do not sell, rent, or trade donor information. For details, please review our Privacy Policy.

7. Intellectual Property

All content on this website, including text, logos, graphics, images, and educational materials, is the property of SMWF or its partners and may not be reproduced without written permission.

8. Third-Party Services

This website may include third-party services such as payment processors, analytics tools, or external links. SMWF is not responsible for the content, privacy practices, or policies of external platforms.

9. Disclaimers & Limitation of Liability

This website is provided “as is” without warranties of any kind. To the fullest extent permitted by law, SMWF shall not be liable for indirect, incidental, or consequential damages arising from use of this website or participation in our programs.

10. New York State Charity Disclosure

Sustainable Market Women Foundation is registered as a charitable organization in the State of New York and files annual financial reports with the New York State Office of the Attorney General, Charities Bureau.

Registration does not imply endorsement by the State of New York.

A copy of our most recent annual report may be obtained upon request or from:

Office of the Attorney General
Charities Bureau
28 Liberty Street
New York, NY 10005
https://ag.ny.gov/charities

11. Changes to These Terms

SMWF may update these Terms & Conditions periodically. Updates will be posted on this page with a revised effective date.

12. Contact Information

If you have questions about these terms, please contact us:

Email: smwfglobal@gmail.com
Mailing Address: [Official nonprofit mailing address]